Home Replacement Cost Calculator
Your home's market value and replacement cost are not the same thing. In Denver, I've seen homes sell for $600K but cost $800K to rebuild. Here's the real number.
Your Home
Why Market Value ≠ Replacement Cost
Market value includes land, location premium, and what someone will pay. Replacement cost is what it takes to rebuild from scratch after a total loss. In Colorado's Front Range, construction costs have risen 40% since 2020. If your policy hasn't been updated, you're probably underinsured.